Consumer Credit Act reform: what HM Treasury decided
HM Treasury will move most CCA information rules into the FCA Handbook and drop the automatic sanctions. What changes, what stays and what to do now.
Insights
Three series, a new article in each every day: FCA compliance in practice, AI governance for regulated firms, and ISO 42001 audit readiness. Every Handbook reference is checked against the rule it cites.
FCA compliance in practice
The obligations every FCA-regulated firm runs on, one at a time: what the rule says, what good looks like and how to evidence it.
AI governance for regulated firms
Governing AI in an FCA-regulated firm, from the first inventory to agentic finance, mapped to the FCA's autonomy spectrum.
AI autonomy spectrum: the FCA's five levels explained
The Mills Review measures AI by the role the human plays, from operator to observer. How the five levels work and how to classify your own systems.
ISO 42001 audit readiness
ISO/IEC 42001 for FCA-regulated firms, clause by clause and control by control, through a certification auditor's eyes.
ISO 42001 clause 4.1: context of the organisation
What ISO/IEC 42001 is, why an FCA-regulated firm might adopt it, and how to evidence clause 4.1, the context analysis every AI audit starts from.
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