Approved before it goes out. Evidenced after.

Every promotion reviewed against the financial promotion rules before publication, with a version record and a web scan for old copies still live.

What a review looks like

The promotion

Borrow up to £1,000 today

Pre-approved in minutes. No credit checks. Money in your account within the hour.

Channel
Paid social
Version
v3 · 24 Oct 2026
Approver
Not yet approved

What the review found

  1. Review required

    “Pre-approved” and “No credit checks” CONC 3.6.8R CONC 3.3.3R

  2. Review required

    Speed claim and incentive to apply: representative APR not shown CONC 3.5.7R

  3. Present

    Lender's legal name in the footer CONC 3.7.5R

Illustration of the result format; not a screenshot.

What it checks

  • Clear, fair and not misleading; identifiable, accurate and balanced (CONC 3.3.1R)
  • No suggestion that credit is available regardless of status (CONC 3.3.3R), and none of the expressions CONC 3.6.8R restricts
  • The representative example and APR where they are triggered, including by an incentive or a speed claim (CONC 3.5.3R, CONC 3.5.7R, CONC 3.5.9R)
  • The high-cost short-term credit risk warning (CONC 3.4.1R)
  • Legal name (CONC 3.7.5R) and broker status (CONC 3.7.7R)
  • Investment promotions against COBS 4; social media and private channels against FG24/1

What it records

The version, the reviewer, the rules considered, the review-by date, the channels and the affiliates. A scan of the web finds old versions still live.

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