Every firm the FCA regulates.
Around 35,500 firms1. Each sector page leads with its own rule set, the numbers and what applies in 2026 and 2027.
Sectors
Consumer creditLenders, brokers, debt firms and every other firm with a consumer credit permission, working under CONC and the Consumer Credit Act.MortgagesMortgage lenders, administrators and intermediaries, working under MCOB.Insurance distributionBrokers, intermediaries and other general insurance distributors, working under ICOBS and PROD.Investments and adviceAdvisers, arrangers, dealers, brokers and wealth managers, working under COBS, PROD and CASS.Payments and e-moneyAuthorised payment institutions and e-money institutions, working under the Payment Services and Electronic Money Regulations and the Handbook.CryptoassetsFirms applying through the FCA's cryptoasset authorisation gateway, and those already promoting cryptoassets to UK consumers.Funeral plansFuneral plan providers and intermediaries, working under FPCOB.Claims managementClaims management companies, working under CMCOB.Appointed representativesPrincipal firms, and the oversight SUP 12 requires of them.
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